C O M M E R C I A L I N S U R A N C E
All businesses, irrespective of size, scale, scope or industry, will experience increased risk exposures.
Business needs may vary from the simple, like protecting a motor vehicle, to the more complicated, such as implementing an ongoing risk management programme encompassing assets, finance and human resources.
We follow proactive strategies and eschew pre-packaged insurance products. Instead, we strive to deliver suitable, bespoke solutions to each and every particular risk vector.
Solutions provided include:
Business needs may vary from the simple, like protecting a motor vehicle, to the more complicated, such as implementing an ongoing risk management programme encompassing assets, finance and human resources.
We follow proactive strategies and eschew pre-packaged insurance products. Instead, we strive to deliver suitable, bespoke solutions to each and every particular risk vector.
Solutions provided include:
Business Insurance
Comprehensive protection in all the risk categories. Businesses, regardless of size or industry, must deal with risks on a daily basis. Failure to identify critical risk factors and implementing suitable insurance strategies often lead to irrecoverable loss and even business closure. |
Assets Insurance
Assets insurance for larger and complex commercial clients with a combined aggregate Material Damage and Business Interruption exposure of R450 million. |
Marine Cargo Insurance
Marine cargo insurance is insurance to cover loss or damage when shipping goods at sea from departure to the arrival port, or any specified destination. We can assist, whether own business stock or goods need to be covered, alternatively, clients stock or goods. |
Aviation Insurance
Aviation insurance is insurance coverage regarding the operation of aircraft and the risks involved in aviation. Aviation insurance policies incorporate technical aviation terminology and are distinctly different from other transportation clauses. |
Specialised Liability Insurance
(D&O, E&O, PI and Fidelity) Includes cover for professional negligence, employee dishonesty and other vulnerabilities where the business may experience vicarious liability. Cover also includes protection against litigation arising from the Consumer Protection Act. |
Alternative Risk Transfer Models
Alternative risk transfer enables companies to transfer risks to other parties or to capital market investors to achieve protection against certain defined risks. Requires high skills set regarding predictive modelling. |
Travel Insurance
The cost of travel insurance is based on a number of factors: Travel insurance can cover the policyholder for insurable events. |
We represent a number of insurance companies that allow us to design the program that specifically meets your needs. Some of the leading insurance companies we represent are:
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Strategic Insurance Systems
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